Steps To Ensure A Smooth Home Purchase Process

by Administrator 14. September 2017 17:33

Buying a home is one of the biggest investments that you will ever make. However, there are a number of procedures involved in the home buying process. You need to complete lending formalities and a lot of paperwork as well. It is important to gain knowledge about all the aspects so that there are no roadblocks while purchasing the home of your dreams.

The most important thing is to consider your budget and the type of home you require. Buy a home that you can afford easily because you need to repay the loan amount along with the interest amount within a specified time period. Also, you can take certain steps to ensure a smooth home purchase process. These are listed below:

  • Find an experienced real estate agent: Professional realtors can help you get the best deal for your home purchase. They have years of experience in the buyer’s market and know about the latest trends. They can find the most suitable homes for you and take you for property showings as well.
  • Get pre-approval from the lender: Shop around to find a lender who can provide you loan at minimum interest rate. Your lender will review your credit history, cross-check the employment records and verify the assets before pre-approval. When you get a pre-approval from your lender, it becomes easier to discuss the purchase price of the home you are planning to buy.
  • Learn about the neighborhood: Researching on neighborhood will give you additional information which is crucial for the home purchase process. You can also ask your real estate agent for details of homes sold during the last year in your area. Also, know where your home stands in terms of quality and price range. A profitable home is the one that has a high re-sale value, so determine your home’s worth before making the final decision.
  • Put together all the documents: Having your loan documentation in place beforehand is a must if you want to save time. Some of the important documents that you will require are: bank statements, recent paystubs, W-2 forms and income tax return documents etc. When submitting the loan-related documents, it is important to ask the lending organization to give you an estimate of additional charges such as closing costs and insurance requirements.
  • Get home inspection done: There are some government approved lending agencies that have special requirements for approving the home loan. These include a copy of the home inspection report based on which the loan commitment is given. Therefore, schedule a home inspection and get a detailed report of the condition of the house.
  • Close the deal: One of the significant steps in closing is signing the paperwork. Carefully read all the terms and conditions before signing on the dotted line. Clear any pending closing costs and ensure that there are no pre-payment penalties. This will guarantee that no issues arise later on once the deal has been finalized.

We, at Cloud Real Estate, offer a wide range of homes available for sale in Killeen, TX. You can browse our online listing at http://cloudrealestate.com or visit our office at 1703 South W.S. Young Drive Killeen, Texas 76543.

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Selling Your House? Avoid These Mistakes

by Administrator 14. June 2017 14:42

Everyone wants to sell their home at a favorable price but this requires prior planning, setting the correct sale price, arranging property viewings and finalizing the best deal. There are some common mistakes that you need to avoid for a smooth home-selling process. Here is a list:

  • Not hiring a real estate professional: A real estate agent has complete knowledge about the current market trends and latest advertizing strategies that can help you to sell your home faster and at a good price. He/ she will find the best buyer for your property.
  • Not setting the correct price: Over-pricing or under-pricing can be one of the biggest mistakes when it comes to home selling. It is imperative to have thorough knowledge of the real estate market and the average price of homes recently sold in your neighborhood. Understand the selling criteria and only then settle at a price.
  • Expecting to get the price you demand: Always set the selling price while leaving room for negotiations. Anyone interested in buying your property will also try to bring down the price, so do not expect to get the amount you are asking for. List a price that attracts buyers but be prepared to negotiate.
  • Not getting necessary repairs done: Before putting up your house for sale, it is important to get all the necessary repair work done. If the prospective buyers see a well maintained house with no repair work required, you will definitely get a positive feedback and will be able to sell your property quickly.
  • Not putting up photographs online: Most of the buyers nowadays look up on the online listings to check for homes available for sale. So, it will be a big mistake not to put up good quality pictures of your home. Not only will the pictures make your listing stand apart from the rest, but they will also generate extra interest in potential buyers.
  • Not de-cluttering your home: It is essential to discard all the junk and useless items in your home to make it look airy and spacious. This will prove to be an attractive prospect for any home buyer. Remove all the personal items such as books, mementoes and pictures. Clean the closets, kitchen countertops and shelves for a sparkling look.

If you want to sell your Killeen, TX based home, get it listed on www.cloudrealestate.com You can add multiple images as well as descriptions of your property to make it look informative. For more information, call our real estate agents at (254) 690 – 3311.

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Tips To Sell Your Home This Spring

by Administrator 15. March 2017 19:33

Spring is one of the best times to sell your home as more and more buyers are interested during this time of the year. Most people want to buy a home before the interest rates shoot up or home prices rise. Therefore, if you have your home at a good location and have set the correct price, the spring season can be the perfect time to make a sale.

Below are some tips that can help you to sell your home this spring:

  • Get home inspection done: Your home should be in the best condition possible before you plan to sell it. No buyer will be interested in your property if it is not maintained well. It is best to call a local property inspector who can check all the aspects of your home to ensure that it is completely safe for the future owners.
  • Pay attention to the landscape: The landscape is one of the main things that potential buyers will notice. Therefore, you need to pay special attention to this aspect and make efforts to beautify the landscape. Clean all the dead foliage and get rid of old plants, mow the lawn properly and have seasonal flowers. Spring is the season of flowers so you can plant plenty of them to make your home look attractive for the buyers.
  • Indulge in spring cleaning: Your home should be free from any kind of clutter. Cleaning your house will also fetch you a good price for your property. Therefore, throw away any old furniture items or things that are of no use. Selling off old possessions is necessary and spring season is a great time to go ahead with the cleanliness task.
  • Highlight the positive aspects: The spring season brings along plenty of fresh air and warm sunshine. So, you need to use it perfectly to highlight the positive aspects of your property. Open the windows to let in sun light and fresh air as this will make your property look more inviting. This is also a great way to showcase the outdoors to your potential buyers.
  • Decide the correct price: Pricing your home very low may make the buyers think there is something wrong in your property. On the other hand, pricing your property too high may not fetch you many buyers.  Therefore, price your home correctly so that you can attract adequate buyers.
  • Use spring colors: Replace old towels, linens, sofa pillows and other upholstery in soft spring colors to entice your potential buyers. The spring colors will light up your home and impress the prospective clients. Also, you can layer towels on bathroom racks on the counters in the shape of a pyramid to lend a dramatic touch.

If you are planning to sell your home in Killeen, TX, get in touch with Cloud Real Estate. The agents at our firm have extensive experience in selling all types of properties. For more information, call us at (254) 690 – 3311.

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Valuable Tips For First Time Buyers

by Administrator 26. January 2017 18:15

When you are buying your home for the first time, you may not pay attention to some of the important factors. As a prospective buyer, it is crucial to know about the ins and outs of the shortlisted property. It will help you choose the most suitable home in your preferred location. Let’s take a look at some valuable tips for first time home buyers.

Do not rush the process

Research thoroughly to know the available options in your preferred location. For instance, if you want to buy an apartment or a duplex in Killeen, TX, you can browse through the online listings to compare the properties available. Check the price, number of bedrooms, type of property and amenities offered. This can make it convenient for you to choose a suitable home. 

Take a look at your budget

Analyze your financial condition to narrow down the options. If you plan to apply for a home loan, you should start preparing for it beforehand.  For this, you must review your credit history regularly and clear all your debts to improve your score. It will be beneficial in loan approval.

You can even start saving for the down payment to qualify for a better mortgage rate and less monthly premiums.  

Know your preferences

Location is the foremost factor that should be considered during the search for a home. Check if the home is situated close to your work place, shopping malls, parks etc. You should also inspect the neighborhood before signing the final deal.
Make a list of amenities you wish to have in your property. You should also decide whether you require a furnished or an unfurnished home. You may also look for home that provides amenities such as dishwasher, pool, modern kitchen, vanity shelves etc.

Inquire about the parking space

When searching for homes, make sure you ask the seller about the available parking space. A garage can be added advantage for you, as it can help to keep your vehicles safe. Having an off-street parking space can also be beneficial.   

Security features

You must check whether the home has security features such as alarms, fences, deadbolt lock etc. You can opt for a home equipped with CCTV cameras. You should also check if the hinges of the doors are secured with screws.   

Pay attention during home inspection

Make sure you pay attention to details while inspecting the home. You should check the condition of the roof, windows and doors. If you find any leaky faucets, you should inform the seller and get them repaired before making the final deal. You must also examine the surrounding land for drainage issues.

If it is a furnished home, you must check the working conditions of all the electrical appliances such as refrigerators, water heater, washers, dryers etc.  You should also verify the floor construction. For this, you can even call experts. Do not forget to check the exterior.  The paint of the walls should not be chipped off and lawn should be properly mowed.

Seek professional services

Hiring a real estate agent can be beneficial for you. He will not only help you in finding a suitable home but also provide complete guidance throughout the home process. The real estate agent may also help you in understanding the important clauses mentioned in the home purchase agreement. 

Read the agreement carefully

Before signing the deal, it is important to read the agreement carefully. You should also be prepared with the documents required to complete all the legal formalities. The documents include credit report, ID proof, bank statements, Tax return statements etc. 

Buying a home is a huge investment. You may face a lot of challenges if you are a first time home buyer. Follow the above mentioned tips to make your home buying process hassle –free and make the most out of your purchase.

We, at Cloud Real Estate, offer various houses for sale in Killeen, TX. You can browse through the MLS listings to easily choose a suitable home. For more information, you can call at (254) 690 – 3311 or visit 1703 South W.S. Young Drive, Killeen, Texas 76543.

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Tips To Sell Your Killeen Home Quickly

by Administrator 6. September 2016 19:24

Selling your home in the competitive real estate market of Killeen, TX is not an easy job. Even during the peak home selling season, you need to use the right marketing techniques to attract maximum potential buyers. Below are some useful tips that can help you sell your home like hotcakes:

  • Correct pricing: Pricing your home too high or too low can be a disadvantage as this may keep the potential buyers away. It is crucial to conduct a comprehensive survey of the real estate market and understand the current home selling prices. You may get in touch with a real estate agent to know the prevalent trends in Killeen and price your home accordingly.
  • Use the internet: The internet is a powerful advertizing medium where you can list and showcase your property to potential buyers. It is important that you list your property on leading real estate websites. You can even utilize social media to generate a buzz about your home for sale. Request your family members and friends to share your property details on their profile to spread the word.
  • Increase the curb appeal: Improving the curb appeal of your home is another way to attract the attention of buyers. You can put efforts in beautifying your garden by planting new flowers, mowing the lawn and cleaning the dead foliage. Also, pressure wash the driveway and line it with some beautiful potted plants. Repaint the front door as this will help to leave a good first impression on the prospective buyers.
  • Depersonalize your property: Your buyer needs to view your property as his future home and therefore it is important that you do not keep any personal items such as family photographs, personal memorabilia or mementoes. Apart from this, remove any old furniture pieces and appliances that are no longer required. This will make your home look more spacious.
  • Clean thoroughly: Check every nook and corner of the house for any traces of dirt. Thoroughly clean the doors and windows, get the carpets steam cleaned and vacuum the entire house. You can even hire professional services to ensure that your home looks spick and span.
  • Be flexible: You should be flexible when it comes to showing your property to the prospective buyers. Welcome them during early hours on weekdays or even late nights at weekends. Obliging the buyers at the time that is convenient to them will allow more people to see your home. This will eventually increase the chances of selling your home fast.

We, at Cloud Real Estate, provide home selling services in Killeen, TX. For more information, you can call (254) 690 - 3311 or visit our office at 1703 South W.S. Young Drive, Killeen, Texas 76543.

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Steps To Make A Smart Home Purchase In Killeen

by Administrator 7. July 2016 19:44

When buying a home in Killeen, TX, performing a research can come in handy and help you make a smart decision. If you are aware of the current market trends and property rates in the preferred locality, you will be in a better position to make a profitable deal for the home you are planning to buy.

Listed below are some tips that can help you in making a smart home purchase in Killeen:

  • Consider your budget: It is essential to know how much you can afford so that you shortlist only those homes which are within your budget. Apart from the mortgage payments and security deposit, you may need incur a lot of other expenses. These may include homeowners insurance, utilities, repairs, maintenance and your daily expenses. Calculate your budget before finalizing a particular home.
  • Decide on the ‘must-have’ features: Although you may want to buy a home with a wide range of amenities, it is imperative to first look at the basic ones that you need to live comfortably. Prepare a list of the must-have features such as furniture, furnishings, electronic appliances, security alarms, smoke detectors etc. If you have kids, you may look for additional features like stair gates, vinyl flooring, more storage space etc.
  • Make an informed decision: It is important not to make the decision in a haste. Not only do you need to visit the property, but also conduct a thorough inspection to identify any issues that need to be repaired. Take a walk around the locality and talk to the people residing in the neighborhood. This way you can gather the information about the crime rate and security features. Also, check if supermarkets, shopping malls, playgrounds etc. are located at a reasonable distance.
  • Know about all the costs you will have to incur: Before signing the documents, you need to be aware about all the costs that you will have to incur. For example, you may want to add a barbeque furniture set to your yard or additional window coverings after you move into your new home.
  • Find a good real estate agent: An experienced real estate agent can be of great assistance while buying a home in Killeen, TX. They have complete knowledge about the current real estate scenario and can help you find the best property within your budget.

We, at Cloud Real Estate, can help you buy a home in Killeen, TX. For more information, you can call us at (254) 690 – 3311 or visit 1703 South W.S. Young Drive, Killeen, Texas 76543.

 

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Killeen Home Inspection Checklist

by Administrator 9. June 2016 21:10

It is essential to thoroughly inspect a home before you buy it. Make your own checklist to ensure that you don’t leave out any aspect that may cause trouble later on. It is best to hire an expert home inspector to perform this job. He will check every nook and corner to make sure that the home you are buying is in an optimal condition.

Below is a checklist that can prove to be handy when you plan to buy a home in Killeen.

  • Exterior: Check if there are any signs of standing water outside the home. The yard must be in a good condition with no untrimmed branches hanging over the roof. The garage, shed and fence should be well-maintained. Check for any signs of termite infestation. The walkways and driveways must be clean as well as properly paved.
  • Check the temperature: It is crucial that the property you want to buy has efficient heating and cooling systems in place. Ensure the air conditioning unit as well as furnace are working in proper order so that the temperature inside the home can be maintained at all times.
  • Windows and doors: Check the wood frames of doors and windows to make sure there is no decay or crack. All the window seals should be tight so that the home remains well-insulated. Make sure there are no broken glasses or damaged screens and if proper drip caps have been installed over the windows.
  • Plumbing: Check the kitchen and bathroom pipes as well as fixtures for any leakage. Water damage may lead to mold growth that can not only ruin the look of your home but also cause various health problems. Therefore, it is imperative that you closely look at this aspect while inspecting a home.
  • Interior: Check the flooring material to see if there are any stains or cracks. The walls should be painted properly, switches and fixtures must operate correctly as well as the fireplace masonry should not have any crack or damage.

We, at Cloud Real Estate, can provide assistance if you are planning to buy a home in Killeen, TX. Our agents will carefully inspect the home and let you know about any issues that must be repaired before you sign the deal. For more information, you can call us at (254) 690 – 3311 or visit our office at 1703 South W.S. Young Drive, Killeen, Texas 76543.

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Things To Check Before You Buy A Home In Killeen

by Administrator 20. May 2016 16:24

Buying a home is a huge investment and consumes most of your savings. It is always better to consider some important factors before you make the purchase. Given below are some key points which can be included in your checklist.

  • Proximity and Vicinity: The location of the house is one of the significant factors and should be considered in the first place. The house should be proximal to your workplace, supermarket, school, parks, library, etc.  Also, make sure that the locality and the environment around the house is generous and welcoming.
  • Well maintained house: Before moving in to the house, you should inspect it thoroughly. The walls should not have any big cracks or peeling paints. The ceiling should be high enough and free from breaches. Check if there are any leakages in pipes or problems in drainage. Make sure that sinks, flush, showers, taps are functional. Kitchen chimneys and fireplace should be serviceable too. Windows as well as doors should be in good condition and there should not be any fissures in them. Basement should be free from moisture, pests and termites.
  • Look for numbers: Opt for a house that has sufficient number of bedrooms and bathrooms to meet your family’s needs. Besides this, having an extra room for guests is always advantageous.
  • Size Of the rooms: Carefully examine the size of the rooms. They must not be too small or too large and should be of the perfect size according to your lifestyle. Check if your furniture and bed will complement the room size.
  • Lighting: A house should be well lit and properly venitlaited. Ensure that there are windows in each room to let the natural light come in. Examine each and every switch, holder, plug and circuit board to confirm if they are in working condition.

You can always make changes in the home after buying it,  but make sure you do not have to spend a lot on the repair job.

For assistance in buying a home in Killeen, TX, feel free to contact Cloud Real Estate. Our agents have complete knowledge of the real estate market and can help you buy a suitable home at the right price. For details, you can call us at  (254) 690 – 3311 or visit our office at 1703 South W.S. Young Drive, Killeen, Texas 76543.

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Maximizing Your Home's Resale Value

by Administrator 15. April 2016 18:00

Selling a home is an overwhelming process. From marketing your home for sale to showing it to the potential buyers, a lot of factors need to be considered to make sure that everything goes smoothly and a profitable deal is signed.

You probably want to sell your house at higher price to get maximum returns. Here are some tips on how to maximize your home’s resale value.

Increase The Spacing In Rooms

There may be a lot of furniture or decorative items that can make your room look compact and small. Remove or rearrange the items to increase the space. Clear all the clutter and make sure that everything is neat as well as organized. You can even paint the walls in a light shade to give a spacious and airy feel to the home.

Repair Windows And Doors

Inspect all the windows and doors to check for any cracks or signs or abrasion. Chipped off paint, broken handles, rusted bolts etc. should be repaired before a potential buyer visits the property. Make sure they are properly ins

talled as well as insulated to retain heat during winters and cool air in summers.

Upgrade The Kitchen

Kitchen is one the most thoroughly inspected areas by prospective buyers. By making slight improvements, you can transform the look of your kitchen. Repair the old cabinets, replace their handles and install new shelves to increase the storage space in the kitchen. You should also check all the plumbing fixtures and drainage system to make sure there are no problems. These investments will surely attract potential buyers and you can fetch a higher resale price.

Maintain Garden

Maintain your garden to increase the curb appeal of your home. Plant new flowers and trees before any buyer visits your home. Trim any overgrown bushes and trees that are hiding the beauty of your house. Blossoming flowers and beautiful garden will complete the spectacular look of your house.

Flooring

If you have carpet flooring in your home, clean them properly to remove all the stains and dirt. Also, replace the tiles and marbles installed in your bathroom. Cracked tiles or marble flooring should be repaired. If you have a paved driveway or sidewalk, make sure you pressure wash it to remove any stains.

We, at Cloud Real Estate, can help to sell your home in Killeen, TX. Our agents will advertize your property and make sure that you get a fair price for the deal. For more information, you can call at (254) 690 – 3311 or visit our office at 1703 South W.S. Young Drive, Killeen, Texas 76543.

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Tips To Sell Your Killeen Home In Spring

by Administrator 7. March 2016 16:05

Spring is often considered to be the best time to sell your Killeen home as most homebuyers, particularly those with kids, prefer getting a place of their own before the onset of warmer months. Also, the spring season makes the property look better and brighter, helping you ask for a preferably higher price.

Below are some tips to make your home stand out in the hordes of other listings:

  • Clean the windows thoroughly: Sparkling clean homes attract the attention of a lot of buyers. Tidiness also lends an inviting feel to the complete look of your home. Therefore, properly clean all the windows and mirrors so that they reflect sunlight accurately as well as make your home look spacious.
  • Pay attention to the yard: The yard helps in adding curb appeal to the property but it can also bring its value down if not maintained well. So, clean all the dead foliage and withered plants as well as mow the lawn neatly. Cut down the bushes and tree limbs to beautifully showcase the exteriors of your home. Line the walkway or driveway with attractive potted plants.
  • Clean the drapes and furnishings: All the window coverings such as drapes, blinds and curtains should be washed as well as ironed properly. Spread clean bed sheets in the living room and guest room. Look at every nook and corner carefully to remove all the dust particles or cobwebs.
  • Hire a property inspector: Your home needs to be in the best condition before you put it up for sale. Get the services of a property inspector to do a complete check of the exterior and interiors of your home. Work on the shortcomings pointed out by him to get your home in the best shape possible.
  • Polish the floors: Polishing the floors helps in enhancing the overall look of your home. Refinishing of hardwood floors is necessary while ceramic floors can be cleaned using a bleaching agent. Also ensure that all the rugs and carpets are completely clean.
  • Porch and patio: Spring season is best enjoyed while sitting on the porch or patio. Therefore, you need to pay special attention to this aspect and make it attractive for the potential buyers. Make it a special feature of your home to catch the attention of more and more buyers.
  • Open the windows: Last but not the least, highlight the positive aspects of your home by opening the windows and letting sunshine in. The fresh air coming from outside also makes the house more comforting and is a great way to showcase the outdoors.

For assistance in selling your home in Killeen, TX, feel free to contact Cloud Real Estate at (254) 690 – 3311.

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